The first municipal joint purchase group in Massachusetts – operational in 1987
The largest municipal Joint Purchase Group in Massachusetts

As of February 2023, there are 53 participating governmental units on the Cape & Martha’s Vineyard
11,478 health plan contracts and 19,913 members
6,987 dental plan contracts and 14,736 members
2,356 fully insured voluntary vision plan contracts and 4,318 members

CCMHG provides health benefits to an estimated 8% or more of Cape Cod employees

7/91 – merged with Dukes County Health Group (~2,340 members at the time)
9/97 – merged with Barnstable County Group Insurance (~3,900 members at the time)

FY22 total health and dental claims for self-funded plans: $146,854,436 (audited)

CCMHG employers pool risk and CCMHG self funds its health plans with reinsurance protection for high cost claims

Claims administrators:
– Blue Cross Blue Shield of MA (BCBSMA)
– Harvard Pilgrim Health Care (HPHC)

Insured and self-funded senior plans offered by BCBSMA, HPHC, and Tufts Health Plan

CCMHG sponsors two dental plans: contributory and voluntary (employee-pay-all) through Delta Dental Plan of MA. Both plans are self-funded.

Voluntary vision plan – EyeMed Vision Care (effective 7/1/09). Fully insured.

Primary hospitals utilized: Cape Cod Hospital and Falmouth Hospital

CCMHG is governed by its member employers through a Board and a Steering Committee

Centralized benefits administration, COBRA administration, claims auditing, consulting services through Gallagher Benefit Services, Worcester, MA

The first MA municipal reinsurance pooling arrangement (captive) formed with two other MA joint purchase groups: Mass. Municipal Reinsurance Arrangement (MMRA). Eff. 7/1/14.

Active wellness and cardiovascular risk reduction programs with 2 part-time CCMHG Wellness Program Coordinators (Mainland & Vineyard), Wellness Committees.

Good Health Gateways® Diabetes Care Rewards Program (effective 9/1/09)

MyTelemedicine program – access to care 24/7/365 – $0 cost to member

Disease management programs through health plans

Member access to international Rx purchasing program –significant savings for CCMHG & members

CCMHG website: www.ccmhg.com

Professional management of trust fund assets overseen through an Investment Committee

Professional part-time Treasurer/C.P.A.

Annual independent financial audit

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